Paycheck-first budgetingMoney,
Money,
made legible.
SaplingCents maps every bill to the paycheck that covers it — so you always know your safe-to-spend number. No averages, no fake budgets. Just honest math.
- Bills mapped per paycheck
- Deficit alerts before they hit
- Yours · no banks linked
Safe to spend
$324.12
balance $1,284 · payday in 6d
Due Apr 30Rent
$1,500.00
Heads up
$76 short before payday.
Next 30 days
Step 1
Anchor your balance
Type in your real number once. We re-project from there — no rounding, no guesswork.
Step 2
Add paychecks & bills
Weekly, biweekly, monthly, one-off — recurrence is a first-class citizen here.
Step 3
Watch the line breathe
See where your balance dips, when payday lands, and what's actually safe to spend tonight.